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Loans

Purchase Loans

Primary residences, vacation homes, and investment properties across California.

Buying in North Lake Tahoe has its own nuances: HOA rules for short-term rentals, wildfire insurance, and seasonal income. Kevin lives and works here, so those details are handled up front instead of surfacing as last-minute surprises.

The same is true for Bay Area buyers purchasing on the California side of the lake, where jumbo financing and a clean pre-approval are the difference between winning and watching. Kevin shops multiple investors so you get a loan that actually fits the house — and the market.

  • Get pre-approved fast so your offer stands out in a competitive market
  • Vacation home and short-term rental financing
  • Conventional, FHA, VA, jumbo, and portfolio options

Get purchase loans options

Options the same evening, pre-approval as soon as the next morning.

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No credit pull. No obligation. Kevin replies the same evening with options. Prefer to talk now? Call or text (530) 363-1348.

Primary Residences

Conventional and government-backed loans with competitive rates for the home you'll live in.

Vacation Homes

Second-home financing built around Tahoe's seasonal and rental market realities.

Investment Properties

Loan structures for rentals and income properties throughout California.

Purchase Loans FAQs

It depends on the loan. VA loans can be zero down, FHA as low as 3.5%, and many conventional loans start at 3–5%. Kevin will walk you through what fits your situation.