Rates
Freddie Mac's 30-year average is 7.40% as of October 15, 2026.
The Primary Mortgage Market Survey for the week of October 15, 2026 reported a 30-year fixed average of 7.40% and a 15-year fixed average of 6.71%. Rates shown are national averages, not a quote.
Read this week’s take| Product | Rate | Points |
|---|---|---|
| 30-Year Fixed Conventional | 7.40% | 0.5 |
| 15-Year Fixed Conventional | 6.71% | 0.5 |
The 30-year and 15-year conventional rows are Freddie Mac Primary Mortgage Market Survey national averages for the week of October 15, 2026. Rates shown are national averages, not a quote. They are not an offer or a commitment to lend.
Source: Freddie Mac Primary Mortgage Market Survey via FRED, updated weekly.
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